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100% Bad Credit Accepted
CCJ’s, Defaults, arrears, IVA’s, Blacklisted & Bankruptcy
Loans from £250 - £25,000 Secured and Unsecured

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How long will it take to get a decision on my loan application?

All applications are 100% accepted. You will be contacted by a loans advisor immediately within 24 hours to discuss the loan being offered.

 

How much can I borrow?

Loans are offered from £250 -  £25,000 both Secured and Unsecured for Homeowners and Tenants.

 

What are the monthly repayments?

You will be given a REPAYMENT SCHEDULE when you receive a loan offer. This is determined and based on the amount borrowed, period of the loan and your individual personal circumstances.

 

How long will it take to receive the loan?

The money can be in your account within 5-7 days after the loan offer being agreed and accepted.

 

How long will it take to repay the loan?

This depends upon how long you have asked for the loan to be spread over, is subject to agreement and is based on the amount borrowed and your individual personal circumstances.

 

Will you run a Credit Check on me?

No – We will not run a credit check on you, instead you will be contacted by a loans advisor to discuss a loan option suitable for you based on the information you provide.

 

What is the Interest Rate (APR) for the loan?

You will be quoted an APR when you receive a loan offer. This is determined and based on the amount borrowed, period of the loan and your individual personal circumstances.  Typical APR’s are between 14.2 – 48% APR.

 

What can I use the Loan for?

You can use your Loan for Any Purpose i.e. Purchase a car, Holiday, Home Improvements, etc.

 

What will happen after I apply?

You will be contacted directly by a loans advisor to discuss a loan offer based on the information you have provided.

 

Are you a broker?

No, we are not a loans broker.

 

Are there any “arrangement fees” or “up-front fees”?

We do not charge any “upfront” or “arrangement fees.”

 

How do I apply?

You can apply by clicking here or by clicking through to the Apply Now page via the menu bar.

 

FAQ's